It is possible to save a lot of money by purchasing pet insurance. In fact, it can help you save thousands of dollars on vet bills over your pet's lifetime. You can have peace of mind, knowing that your pet will receive the best veterinary care at affordable prices.
Best Pet Insurance Colorado
If you are new to pet ownership, or simply looking to upgrade an existing policy, finding the right coverage is important. We compared Colorado pet insurance providers to find the ones that offer the best coverage for your pet.
Lemonade is our top choice for Colorado dog insurance. It has a simple claim process and offers customizable deductibles and payout rates. It's also one of the few companies that allows you to choose per-condition coverage limits rather than annual limits, so you can keep a set amount for all of your pet's insurance with no deductible.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. Some plans include unlimited coverage to ensure that you won't be responsible for any vet expenses after the deductible.
You can lower your premiums by choosing an insurer who offers an annual deductible of $50 for every year that you do not file a claim. This yearly cost can be offset by using the deductible.
Accident-only Plan: This is a simpler insurance option that covers bites, broken bones, hospitalization, radiology, surgery and more. This plan can be less expensive compared to an accident and sickness plan. It usually covers more things, including general health care, hereditary illnesses, cancer, etc.
Essential plan: A comprehensive plan can be chosen if you're looking for the best coverage. This includes cancer treatments and congenital or hereditary defects. A wellness add-on is available for items such as vaccines, prescription medications, and prescription food.
Healthy Paws offers a variety of plans including accident-only, top tier, and essential. The accident-only policy can be as cheap as $10 a monthly and include things such as alternative therapies, bit wounds, broken bone, hospitalization and radiology.
Figo's accident-only and essential plans are a great choice for people who need coverage quickly. Figo offers accident-only coverage and essential pet insurance with a 24 hour waiting period. This is faster than the other options available in this state. There is also an Extra Pack that covers expenses for the end of life, cancellation fees on vacations, third-party liability, and other things.
The cost of pet insurance in Colorado can vary greatly depending on the age, breed and location of your dog. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurers charge more for older animals, while other companies have different rates for dogs and cats of specific breeds.