Embrace is a Ohio-based company that provides personalized pet health insurance. They offer many unique features, including a declining high-deductible for routine or preventative care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company is a member of the North American Pet Health Insurance Association.
Embrace offers customizable plans
If you want coverage for both your pet and your budget, you can opt for an Embrace pet insurance plan. The insurer will review your pet's medical records to determine if there are any pre-existing conditions. The policy also includes a money-back guarantee after the first 30 day. If you have more pets than one, you can receive a discount off your monthly premiums.
Embrace offers flexible plans to suit both cats and dogs. You can alter the coverage amount depending on the age, breed, or species of your pet. You can also adjust your deductible and reimburse percentage. You can customize your plan to suit your budget.
It offers a two-day waiting period for accidents
When enrolled in an Embrace pet insurance plan, consumers are required to submit a year's worth of vet records as well as the birth date of their pet. This allows insurance companies to adjust the premium depending on the age and breed. To qualify for accident coverage, pets must also be at least fifteen years old.
Embrace also allows pet owners to bring their pets to any veterinarian in the 50 states. The insurance company reimburses clients for the service they receive within 10 days. It does not apply to breeds. For example, a cat or dog who has been diagnosed with bilateral conditions in the past is more likely that they will experience the same condition again.
It allows for a six-month wait period for canine orthopedic issues
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. However, it is possible to reduce the waiting period by applying for a waiver of this condition. A veterinarian must perform a physical exam on your dog in order to waive the condition. Embrace will send a veterinary Orthopedic Report Card to your veterinarian. Embrace will reimburse you the cost of this exam if it meets the requirements.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. For example, some companies have a four-day waiting period for accidents or illnesses. Some companies have a 14-day waiting time. Embrace has a sixmonth waiting period for canine-related orthopedic conditions. But, if your dog has received a veterinary exam within the last six month, you can waive the exam.
It is very competitively priced
Embrace Insurance has a competitive price and offers a range of options to its customers. Monthly premiums will be based on the age, breed, size and gender of your pet. You may be able to reduce the cost of your policy by enrolling for the Healthy Pet Deductible. This plan can help you avoid unnecessary financial burdens when it comes to pet care as well as medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This insurance is not required to be renewed annually and provides an accident-only plan. The policy includes coverage for congenital and breed-specific conditions, as well as pre-existing conditions that have been in remission for a year. Embrace also covers rehabilitation and alternative therapies. Embrace also offers plans with a shorter waiting period for accidents and illnesses.