AIG Insurance Travel, also known as Travel Guard, is a product from American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. To ensure you are fully protected, it is important to know what coverage your policy covers.
CoVID-19 related illness coverage
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections can be due to many factors, including weather and mechanical issues. A missed connections policy can reimburse you for unused tickets and other travel expenses. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal items like clothes, toiletries, or other necessities. The policy limits usually range from $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. You may be required to pay a deductible if you file a claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are particularly useful for travelers who need to travel to remote places without having access to medical care. There are also repatriation options for the family members of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans only cover accidents involving planes, such as a crash. Other plans cover lost or delayed baggage.