There are many kinds of dog insurance. Based on the dog's current health status, you can choose the best coverage. Dog health insurance is very beneficial for senior dogs that are in poor health. It can pay for medical bills for many ailments including cancer, heart disease, and dental problems.
Plans for Pets
If you have dog insurance, you don't need to worry about expensive diagnostic tests and veterinary visits. There are many companies that offer these policies. A lot of companies also offer wellness packages to enhance your pet’s health. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws pet insurance policy covers your dog's head to toe. It covers illnesses, accidents, and genetic disorders. You have the option to add surgery and alternative treatments or limit coverage to routine exams. Healthy Paws also offers a life-long and single-incident policy for cats and dogs. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws is a well-respected company for dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. The Better Business Bureau also has accredited it. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws may not cover every medical expense but it will cover urgent care and vet fees. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. This plan also does not have an annual limit and requires that you enroll for at least 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA can provide you with insurance to cover your dog for unexpected costs. You can choose from a variety of plans. It covers a wide range of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog insurance pays up to 90% of all vet bills. The plans are customizable so you can choose the coverage you need based on your budget. You have the option to choose a deductible and reimbursement percent. You can also choose which veterinarian you would like to use. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a range of options for dog insurance. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans are affordable for up to six pets. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans cover all costs associated to accidents and illnesses. You can add wellness coverage on to your policy. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company offers best-in-class dog insurance. They have many locations.
Direct Line
The Direct Line dog health insurance company offers a range of options for pet owners. These options include a fixed excess, a flexible policy, and optional extras. These features can be helpful to owners who are looking for lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
Discounts are available for pet owners who have more than one animal. The discount is only applicable for the first twelve months of your policy. The average premium rises every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet health insurance does not include dental care.