Pet insurance can help you cover the cost of your pet's medical care, especially if they have certain health conditions. Buying pet insurance can be a confusing process, and you should take your time to make sure you choose the best policy for your needs.
How much you pay for monthly premiums will depend on what type of insurance you choose, how heavy your pet is, and where it's located. You can compare quotes from various companies to get an idea of how much your premiums will be.
Figo is one of our favorite cat insurance companies. The company offers options for a low deductible as well as co-payments, which will reduce your out-ofpocket expenses.
Figo offers you a competitive waiting period for both accidents and illness. You have to be patient for up to a full year before you can make a claim.
Accident-Only Plan
Accident-only plans are a cheaper alternative that covers vet costs for accidents such as lacerations, fractures and ligament tears. This plan covers exam fees and diagnostics.
The Complete Coverage plan
For a slightly more expensive monthly premium, you can get complete coverage that includes all of the benefits in an accident-only plan plus illness insurance. This covers cancer, UTIs, heart disease, arthritis and other common ailments.
ASPCA : This nonprofit insurance provider provides affordable rates, flexible policy terms, and does not limit the age of hereditary and congenital diseases. It also has one of the best pet insurance networks, allowing you to get your cat care when they are in need.
Healthy Paws: This top-rated cat insurance company specializes in providing pet owners with a comprehensive package that covers all of the major health issues and diseases your cat might develop, including chronic illness, emergency care, genetic and hereditary conditions, and alternative medicine.
This policy does not cover any non-emergency care for long-term illnesses. This can be a major drawback for families as these treatments can be expensive and lead to large out-of pocket costs.
Trupanion: Unlike many pet insurers, Trupanion is committed to providing extensive and quality coverage for your pet. The insurer receives claims directly from its veterinarians, so there's no need for you to send them to a third party. It does not have any annual maximums, and it reimburses you based only on the actual veterinary costs in your region.
Also, there are many other benefits.
This pet insurance provider also offers coverage for wellness and preventive health care. This includes dental cleanings and vaccines as well as spaying and neutering. It also covers behavioral therapy for up $500 per year.
Pawp: It has a digital healthcare center that is innovative and helps you to manage the health of your pets. There are also a team veterinarians on hand for any emergency. The company also has a $3,000 saving account you can use if your animal gets injured or sick.