The high concentration of cars on the streets in Las Vegas is due to the city’s vibrant nightlife. Increasing the number of vehicles on the road can increase accident risk, and therefore car insurance rates. Fortunately, there are ways to get affordable auto insurance in Las Vegas and keep your monthly premiums low.
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The cost of auto insurance in Nevada can vary greatly depending on a number of factors, including the type of vehicle you drive and your driving history. However, most drivers can find the cheapest car insurance in Las Vegas if they shop around and compare quotes.
Insurance rates can be reduced by selecting a higher level of coverage or a higher deductible.
Cheapest car insurance in Nevada
Nevada requires that every driver has liability coverage of $25,000 for bodily injury to a person, $50,000 for bodily injury in an accident and $20,000 for property damage. The law also requires all drivers to have uninsured motorist coverage, which helps protect you if you're hit by an uninsured driver.
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A driver's previous driving record can affect your rates. If you're an excellent driver, insurance companies will view you as a low-risk customer and charge you lower rates.
After a conviction, your insurance rates may increase by up to 68% if you have received a ticket for speeding or a citation. Insurance companies also increase rates following a DUI conviction, one of the deadliest traffic violations that can endanger the lives of others on the road.
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Liability insurance that meets the minimum state requirements is one of the most common types. The most common types of coverage include collision and comprehensive, which protects you against damage to your car caused by an event or accident.
Get the cheapest full coverage car insurance
Las Vegas offers full-coverage insurance for $277. That's significantly less expensive than the average state price of $511 State Farm has the best full-coverage insurance policy deals.
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The price of car insurance is affected by the level of protection that you select. Some drivers opt to carry only the minimum coverage level, which can often cover the cost of repairs and replacements. Other drivers opt for a package with a wide range of additional protections like uninsured-motorist coverage and reimbursement for rental cars.
Cheapest car insurance for good driving in Nevada
You can save money if you shop around to find a policy with discounts. Insurance companies often offer discounts for multiple vehicles and rewards for safe driving.