Healthy Paws Pet Insurance has a simple plan and covers up to 90% of your pet's medical bills. This plan doesn't have any lifetime, annual, per-incident payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing condition are also not covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations on coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. In these cases, it may be a better idea to buy an additional wellness program from another provider.
Healthy Paws does not cover routine veterinary care or preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. The 12-month waiting period is required before the insurer will pay for benefits for hip dysplasia, or any other related issues.
Cost of coverage
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company provides coverage for wellness, hip dysplasia, and dental disease. The plan does not cover pre-existing conditions. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. The monthly cost of coverage for a young cat is as low at $15 per calendar month. For older cats, coverage can run up to $90 per monthly. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy paws pet insurance
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws Insurance is highly rated and has a great reputation. The company is also accredited by the Better Business Bureau. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws has a fast and easy claims process. There are no waiting periods. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. You can then buy a policy directly from the website.