Wisconsin homeowners insurance protects your property, whether you are building a brand new home or renovating an older one. As Wisconsin is prone both to natural disasters as well as floods, it's vital to ensure that you have insurance to protect your property.
There are many companies in Wisconsin that provide high-quality insurance at an affordable price. Here are some of the top options to consider when choosing a home insurer:
Lemonade makes it easy to buy, manage, and file insurance claims using their AI-powered platform. It also offers a comprehensive policy and user-friendly mobile app that allows customers to easily compare rates from multiple providers.
Erie offers a wide range of insurance options, great rates, and excellent service. Standard policies offer a wide range of coverage options for home insurance, including storm damage coverage and guaranteed replacement costs. This benefit protects against loss if the insured items' value is greater than your home's current value after a covered event.
Badger Mutual is the best option for Wisconsin residents because of its low rates and high scores on customer satisfaction. It also offers several additional insurance riders, as well discounts for home security and safety systems.
Farmers: Another popular choice is Farmers for those looking for quality coverage at a fair price. The standard policies of Farmers are half the cost of the average policy for new construction homes in the state. They also offer the best rates for older homeowners.
West Bend: A great option for homeowners with prior claims. It is one of Wisconsin's cheapest home insurance providers and has the lowest premiums for homeowners that have had previous claims.
Affinity - This company offers homeowners insurance at affordable rates in Wisconsin. The policyholders pay just $347 per annum, which is less than half of the average state rate for a home without a prior claim history.
They also offer some of the lowest quotes for houses with no previous claims history. They also have an exceptional track record of customer satisfaction and provide a number of other benefits, including a 24/7 emergency line and a money-back guarantee.
AARP is an excellent choice for Wisconsin retirees who are looking for easy-to manage homeowners insurance. The company's policies are designed to cater to the needs of seniors. They also offer several ways for them save money.
The company offers a great option for homeowners who are looking to upgrade their home to a greener one. Their standard policy includes coverage for energy-efficient and environmentally friendly items, like solar panels and wood-burning fireplaces.
Wisconsin home insurance is cheaper than the national standard of $1,249 per year. For a free quote or to find out more about your home's specific coverage needs, use our search engine below.