
West Virginia homeowners insurance can help protect your family and home from damage. West Virginia homeowners insurance offers protection against losses caused by fire, theft, wind and more. If you're a homeowner in West Virginia, it is important to understand the cost of homeowners insurance and how to get the best rates for your specific situation.
Homeowners Insurance Prices in WV
In West Virginia the average cost of homeowner's insurance is $1,499 annually or approximately $125 monthly. Prices may vary by zip code or city. For the most accurate insurance quote, you should use an insurance calculator like Policygenius.
Best Homeowners Insurance for Military Families in WV
MoneyGeek reviewed thousands of quotes in order to determine the best homeowners' insurance companies that serve military families living in West Virginia. These companies have high MoneyGeek ratings, good service reviews and affordable policies.

USAA, The Best Homeowners Insurance Company for Veterans West Virginia
This insurer offers a variety of affordable policies that cover your personal property, liability and other types of coverage. The company also customizes policies for former and current members of the military.
Erie, the Most Affordable West Virginia Homeowners Insurance Agency
Erie is the cheapest insurer we reviewed when looking for affordable home insurance in West Virginia. They offer discounts for bundling your home and auto insurance, installing an alarm system for burglary or fire and adding a ridesharing option to your car insurance policy.
Getting a Home Insurance Quote in WV
Your homeowners insurance cost is determined by several factors including your home's age and size, its location, the coverages you choose, your deductible, and your risk profile. Good home insurance agents will be able to provide you with a quote and determine the best policy for you.
State Farm Insurance Company, The Best Homeowners Insurance Company In West Virginia
A large portion of the cost of homeowners insurance in West Virginia is due to a homeowners insurance deductible. A higher deductible will mean you have to pay out of pocket for any claims that you make. However, it can also result in a reduction in your monthly premiums.

In addition, it's also important to compare homeowners insurance quotes from different providers in your area to see which one will be the most affordable for your particular situation. You will have the best protection for your West Virginia family and home.
Choose the Right Coverage for West Virginia Homes
West virginia is a state where homeowners face many risks. Winter storms are a major risk to homeowners in West virginia. They can cause damage to their home.
There are many choices when it comes time to purchase homeowners insurance in West Virginia. No matter if you live near Fairmont or Welch - you'll find the perfect homeowners insurance policy for you.