Home insurance is a vital part of protecting the investment you have made in your home. It's not always possible to anticipate the risks that come with owning a property, but having a policy in place can help mitigate losses in case of theft, fires, or other unexpected events.
Choosing the best homeowners insurance provider for your situation is a crucial step to ensuring you receive the protection you need at a reasonable price. Our comparison of the top Utah home insurance companies is based on the rates, policies and customer satisfaction scores to help you choose the right insurer for your situation.
The average cost of homeowners insurance in Utah is $784 annually, which is significantly lower than the national average of $1,899 a year. The cost of homeowners insurance in Utah is determined by a number of factors, such as the age and location of your house.
Finding the cheapest homeowners insurance in Utah can be a daunting task, but with MoneyGeek's Utah home insurance calculator, you can get an estimate of your costs based on thousands of quotes from top insurers.
Farmers - The cheapest option for baseline dwelling coverage in Utah With an average annual rate of $432, Farmers is the cheapest Utah homeowners insurance for people who want to buy a new home, pool owners, those with poor credit and those looking for baseline dwelling coverage under $250,000, according to our analysis of more than 20,000 homeowners insurance quotes in partnership with Quadrant Information Services.
USAA – Another company worth considering is USAA. It has a Bankrate score of 4.8, and it is one of only a few Utah home insurance companies that sells policies to former servicemen. This company offers several optional features like replacement cost insurance and identity theft coverage.
Earthquake coverage - Because many home insurers do not include coverage for earthquakes in their policies, it's a good idea to consider this coverage. Even if there are no fault lines near you, you can still purchase earthquake insurance for your Utah homeowners' insurance policy.
Nationwide - We offer the highest rated home insurance in Utah with our On Your Side(r) Review, which is a free service that helps you ensure your policy covers all the things that matter to you and your family. You'll have the opportunity to review your insurance policy, make any necessary changes, and obtain a quote for any upgrades. All while enjoying the peace of mind you get from knowing you are covered.
You can access your policy online and see all your coverages. If you have questions or require additional assistance, it's easy to reach out to a Nationwide agent.
In Utah, depending on your requirements, you may require different types of home insurance to cover your possessions and protect the investment in your house. Personal property, liability and medical payments for others are all types of insurance that you can choose from.
You can adjust your deductible by speaking with an agent or adjusting your policy online. By speaking to an agent, or by adjusting your policy on-line, you can adjust your deductible.