Embrace, a Ohio-based provider for pet insurance, provides personalized pet insurance. They have several innovative features, including a declining deductible for preventative and routine care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company belongs to the North American Pet Health Insurance Association.
Embrace provides customizable plans
An Embrace policy for pet insurance can offer coverage for your pet, your budget and both. This insurer will examine your pet's medical history and let you know if any pre-existing condition. You also get a 30-day guarantee of your money back. If you own more than one pet, your monthly premiums can be reduced.
Embrace offers flexible plans to suit both cats and dogs. You can modify the coverage amount to suit your pet's breed, age and species. You also have the option to choose your deductible percentage and reimbursement percentage. You can also customize your plan to meet your needs.
It offers a two-day waiting period for accidents
Consumers who enroll in Embrace pet insurance are required submit a year worth of vet records. This allows the insurance company's to adjust the premium based upon the age and type of pet. The company also requires that pets be at least 15 years old to qualify for accident coverage.
Embrace also allows pet owners to bring their pets to any veterinarian in the 50 states. Within 10 days, the insurance company will reimburse clients for any service received. The policy does NOT exclude breeds. So a dog or cat that has suffered from bilateral conditions in the past will more likely to be affected by the same condition.
It offers a six month waiting window for canine conditions.
The waiting period for certain orthopedic conditions such as hip dysplasia in canines is six months. Embrace pet coverage has this six-month waiting period. It is possible to waive this condition and reduce the waiting time. To waive this condition, your dog will need to be examined by a veterinarian. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If you meet the requirements, Embrace can reimburse you for the cost of this examination.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. There are some companies that have a waiting period of four days for illnesses or accidents. Others have a 14-day waiting period. Embrace has a six-month waiting period for canine orthopedic conditions, but you can waive the exam for your dog if you have undergone a veterinary orthopedic exam within the last six months.
It is competitively priced
Embrace Insurance's competitive pricing and wide variety of options makes it a great choice. Monthly premiums will be based on the age, breed, size and gender of your pet. A Healthy Pet Deductible can be used to lower the cost of your policy in certain cases. This plan can help to avoid unneeded financial burdens in relation to pet care and medical expenses.
Embrace offers accident and illness coverage to dogs and cats as young as 14. This type of insurance does not require a yearly renewal and offers an accident-only plan for older pets. The policy covers pre-existing, congenital, and breed-specific diseases as well. Embrace also covers rehabilitation and alternative therapies. Embrace also offers plans that offer shorter waiting times for certain illnesses and accidents.