Pet insurance offers a way to save on the cost of medical care for your pet. You can actually save thousands on vet bills throughout the life of your pet. It can also give you peace of mind knowing that you'll have access to veterinary services at the most affordable prices.
Best Pet Insurance Colorado
If you're looking for the best pet insurance policy to suit your needs and budget, then it's essential to compare your options. To help you find the right pet insurance provider for your pet, we compared Colorado's pet insurance providers.
Lemonade is our top choice for Colorado dog insurance. It offers a straightforward claims process and customizable deductibles, payout rates and annual coverage limits. It's also among the few insurance companies that allow you to set coverage limits for each condition, rather than annual ones.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. You can choose plans that offer unlimited coverage. This means you will never be required to pay any vet costs after your deductible.
You can lower your premiums by choosing an insurer who offers an annual deductible of $50 for every year that you do not file a claim. You can then use this yearly deductible to offset all or part of your annual costs, helping you save a little extra each month on your premiums.
Accident-only insurance plan: If you want a basic insurance plan, an accident-only policy will cover everything from hospitalization and surgery to radiology and bite wounds. This plan is usually less expensive than accident and illness plans, which offer more comprehensive coverage, such as general health, hereditary diseases, cancer and more.
Plan essential: If you are looking for the most comprehensive coverage, an essential plan may be the best option. It includes all the benefits that come with an accident-only policy, but also adds cancer treatment, congenital disorders, and hereditary diseases. You can also add a wellness add-on for things like vaccines, prescription food, and medications.
Healthy Paws has a number of different plans, including an accident-only, essential and top tier. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo also offers fast coverage. Figo's essential and accident-only plans are more affordable than other options for pet insurance in the state. These plans also come with an Extra Care Pack, which covers end-of-life costs, vacation cancellation fees and liability for third-party damage.
In the Centennial State pet insurance prices can vary widely depending on your dog’s location, age, and breed. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurers also charge higher rates for older pets while others have different premiums for certain breeds of dog and cat.