Hartville is one of the largest pet insurers in the United States, offering a range of coverage options that can help to keep your dog or cat healthy and happy. The company's online reviews demonstrate that it has a great reputation for service.
Hartville's policy covers a variety of medical costs, including surgery, diagnostics, and veterinary medicine. The policy covers hereditary diseases and behavioral issues.
Canada, along with all 50 of the states and territories, offers insurance. If the clinic is licensed and in network, you can use your insurance policy to pay for treatment in any veterinary hospital in the US.
Hartville provides dental and preventative plans in addition to illness and accident coverage. These plans can prevent illness and diseases, saving you money in vet bills.
With their mobile app and simple online tools, choosing the best Hartville pet insurance is easy. You can even set up direct deposit and receive reimbursements in a more timely manner.
As evidenced by its BBB rating and Trustpilot reviews based on 197 customer reviews, the company places a high priority on customer service. The company's staff are knowledgeable, friendly and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance, Premier Pet Insurance, and Petshealth Care Plan.
Prices start at around $4 for an accident only plan, and range up to around $40 for a comprehensive pet insurance policy. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
The premiums are high enough that this provider of pet insurance is out of reach for many people. This is particularly true for the cheapest policy that only covers accidents or illnesses.
You will be charged deductibles, copayments and monthly fees for all claims. You can choose to add preventive packages to your package for a fee.
Hartville requires that if your pet has a condition which is pre-existing, you submit a certificate of health from your previous veterinarian, as well as vaccination records. Hartville will then review your claim and approve it once you've submitted all the information.
When your claim has processed, you'll receive a payment in the post. The company also makes it easy to track your claim progress through its member portal and smartphone app.
No matter which pet insurance plan that you select, it is important to review the terms before signing. You will avoid unpleasant surprises when you receive reimbursements from your insurance company.
You should also read the list of exclusions carefully before signing up with any insurance company. Exclusions include cosmetic procedures and genetic conditions.