Insurance for dogs is an excellent way to help keep your pet happy and healthy. This insurance can cover unexpected costs such as surgery or emergency care, but it can also be used for routine care like vaccinations.
Many pet insurance companies exist, so it is important to carefully consider all your options before buying a policy for you dog. You will want to select a plan that is affordable, easy to use and provides good coverage.
These policies are the cheapest and can be used for dogs with injuries such as bite wounds and broken bones. These policies don't cover illnesses, so older dogs and those with chronic health conditions aren't covered.
For dogs with chronic or severe conditions, you may want to consider a lifetime coverage plan. This type of policy will pay out for veterinary treatment that you incur over your pet's life, as long as you renew the policy each year.
AKC Pet Insurance
The American Kennel Club (AKC) offers a pet insurance policy that is not only available for registered purebreds, but also for mixed-breed dogs and cats. These policies include coverage for new or unexpected injuries, hereditary, congenital, and other diseases. They also process claims quickly.
AKC's Pet Insurance is available as a 30-day Free Trial, so you can see the benefits of this insurance before you decide whether to buy it. You can also add on optional add-ons, including exam fees and final expenses for your pet's final days.
Accident-and-illness policies are a more comprehensive type of coverage, and they can reimburse you for vet bills that aren't covered by an accident-only plan. These plans reimburse up to 82% of eligible medical bills after you've met the annual deductible.
BestBenefit
Before choosing a policy, you should know how the insurer handles pre-existing diseases. Some plans do not cover pre-existing conditions, while others have a waiting period that applies to any chronic condition you or your veterinarian observes prior to the start of the policy's coverage period.
There are also plans that require a year-long waiting period before they cover any pre-existing condition, even if it is completely cured. It can be difficult to find a policy that covers your dog throughout their life.
The plans' premiums are variable, but usually they are affordable. These premiums are based on factors such as your dog's breed and age.
The average cost of a pet insurance plan is around $500 per year. You can reduce the cost of your pet insurance by selecting a lower deductible or coinsurance. This is useful if your dog has a health history or is susceptible to developing diseases later in life.