Visitors insurance currently covers only a small number of services and is based upon a very limited range of insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. can be here for any length of stay, and not just for a short time.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
Prices for individual health insurance plans differ. Many policies are affordable, depending on their level of coverage. You may also need to consider your pre-existing conditions. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. The plan is intended for families and individuals who are traveling abroad. You can also cover dependent children that are not married. The insurance also covers medical expenses up to $30,000 Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice offers comprehensive coverage to cover trips lasting up to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from the Basic Plan to Liaison Travel Plus Plan as well as Liaison Travel Medical Plan. Liaison Travel Medical Plan is designed for short-term, international travel. It provides coverage for injuries or illnesses occurring outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. The plan also offers customizable emergency coverage and deductibles.
Atlas America
Atlas America's visitor plan is a great option for travelers who are visiting the United States. This plan covers medical expenses for both outpatient treatment and hospitalization. This plan has a downside: it may not cover 50% of the total costs of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. These providers are responsible for billing the insurance company directly. However, network negotiated fees are typically lower than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical expenses for visitors 19 and over who require medical care in America, including emergency service. It also covers temporary visits to the U.S. during their stay. The insurance will cover 100% of eligible expenses for the entire duration of the coverage. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The policy can be renewed up to two times, with a maximum amount of $50,000.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This coverage will cover you for up to $1,000,000 in medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans even offer coverage for terrorism and war. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies include coverage for heart and cancer care.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance covers specialist care, doctor visits, blood tests and urgent care. This type of insurance also covers medication prescribed by doctors.