There are many things you should do when you own a pet to make sure they are ready for anything. Pet insurance is one such thing. You can avoid having to withdraw funds from your emergency savings account. Consider supplementary fees and be aware of the limits and deductibles on your policy.
If your cat or dog becomes sick or injured, pet insurance can help you save a lot of money. A 2016 study showed that pet insurance can save you a lot of money if your cat or dog is sick or injured. A pet insurance policy is a great way to save money on medical bills.
Many pet insurance MA providers offer insurance policies for pets. The cost of a policy will depend on whether your pet is over age or if you are looking for specific coverage. Most policies include protection against injuries and illness. Some may also offer after-death coverage.
Some insurance companies offer additional coverage for wellness. Wellness coverage covers regular checkups, routine cleanings, heartworm treatments, and flea and tick treatment. This level of coverage is not offered by all insurance companies. It is important to check the fine print and make your own decisions based on your pet's health condition and your budget.
Some insurers will fully reimburse your vet bill if you meet your deductible. Others may have a 70/30 reimbursement structure or an 80/20 reimbursement structure. Consider signing up to a plan that offers a higher reimbursement percentage if you have an expensive vet bill.
Many MA pet insurance providers will provide free quotes. They will also ask for basic information about your pet such as its breed, history, and pedigree. Once you have provided these details, you'll receive a quote. You will receive a free quote that will let you know how much you can afford to purchase a policy.
Many MA pet insurance companies offer optional extras like burial or lost pet coverage. Another option is to get an accident-only insurance policy. This provides coverage for medical bills, dental, and surgery.
GEICO / Embrace offers a free review of your medical history when you sign up to a policy. This will help you determine if your pet has pre-existing conditions, which will be excluded from most pet insurance plans.
If you are not satisfied with your policy, Embrace offers a full refund. Your policy can be returned within 30 days to receive a full reimbursement. Embrace cannot offer a separate policy for wellness, so you will need another company to provide wellness care.
Some companies will even reimburse you for all your vet's expenses. You will be required to pay more out of pocket if you have to file a claim with another insurer.