Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan doesn't have any lifetime, annual, per-incident payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing conditions are also excluded from the policy. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations on coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws is not able to pay routine vet care costs or preventative care. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The cost of Healthy Paws pet insurance coverage varies depending on the plan selected. The company offers coverage for dental disease and hip dysplasia. Pre-existing conditions might not be covered by the plan. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance is less expensive than traditional insurance plans for cats. The monthly cost of coverage for a young cat is as low at $15 per calendar month. The cost of coverage for older cats could reach $90 per month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of Healthy Paws Pet Insurance
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Fortunately, Healthy Paws is a top-rated insurance provider with a solid reputation and good customer service. The Better Business Bureau has also granted accreditation to the company. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. Then, they can purchase a policy right from the website.