Insurance for visiting parents is a great way to ensure that your parents receive the best medical care and coverage in the event of an emergency. You can use it to pay for unexpected situations that may cause a trip to be cancelled or interrupted.
Visitor Guard(r) offers a wide range of travel insurance plans that cover a variety of travel needs. Depending on how long your parents will be staying, their medical history and age, as well as the medical coverage they require, you can pick the right insurance plan.
Visitors to the US can get health insurance for their parents.
In the event of a medical emergency, it is vital to ensure that you have enough health insurance. Medical emergencies can cause your family to go bankrupt quickly. The United States is one of the world's most expensive countries for healthcare, and your parents may need to undergo treatment while visiting.
The onset of pre-existing conditions is sudden
Most visitors insurance policies will not cover sudden onsets of pre-existing health conditions. This is because the cost of treatment for these medical problems is high, and insurance companies want to limit their exposure to these high costs.
However, some visitor's insurances do provide a limited amount of coverage for acute onset of pre-existing ailments. It can be a benefit for parents who have a pre-existing condition. They may be able access to a higher level of coverage.
Your parent will be reimbursed for all expenses if they are covered by a good visitor's policy. It will also help your parent receive timely medical attention if they become ill or injured while abroad, as they will be able to receive treatment before the onset of a serious illness.
Covid-19, the pandemic virus spreading around the world, is associated with many risks to health. If your parents travel during this period, you may want to consider buying travel medical insurance which covers the covid-19.
Repatriation Remains
If your parent dies while abroad, their funeral and other expenses are covered by a travel medical insurance policy. This plan also covers the costs of returning their remains back to their country of origin, and burying or cremating them locally.
Telemedicine
Another important benefit of a travel medical insurance policy is telemedicine. This coverage allows your parent to receive medical care via telephone, fax or email.
This coverage can be particularly helpful for older parents who are more likely to be unable to access traditional medical services. Most doctors refer their patients out of network to specialists, but travel insurance can cover these costs.
Travel insurance is available for a limited time or you can buy an annual policy that covers up to 365 consecutive days. You can purchase either option online or by phone. Both are easy and quick to use.