The current system that covers visitors insurance only covers certain services. It is also based on a narrow range of insurance providers. These plans are usually more expensive than regular domestic insurance and are available only at certain times of year. Visitors to the U.S. can be here for any length of stay, and not just for a short time.
USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans provide pre-defined medical benefits and emergency services for up to 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Individual health insurance plans vary in price. Many policies can be affordable, depending upon the coverage offered. However, you may need to take into account your pre-existing medical conditions. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Visitors have Liaison Travel Choice insurance that covers a wide variety of medical needs. The plan is designed for both individuals and families traveling outside of their home country. The plan also covers unmarried dependent children. It covers up to $30,000 in medical expenses. You also get emergency medical evacuation coverage. Liaison Travel Choice offers comprehensive coverage for trips lasting between five and three64 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. This plan covers injuries and illnesses that may occur outside of the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. You can customize your emergency medical coverage and the deductible.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers outpatient and hospitalization medical expenses. This plan does not cover all costs. You can apply online for insurance and get coverage immediately.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. To get a quote for your coverage, all you need is a credit card, date of birth, name, passport number, and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. It also covers temporary stays in the U.S. for eligible medical expenses. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. The plan can be used for up to ninety-day stays and can be renewed for one additional year. The policy is renewable for up to two years, and the maximum policy amount is $50,000.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This coverage provides up to $1 million for out-of–pocket medical expenses. It also offers evacuation, repatriation, trip cancellation and lost luggage benefits. Some plans include coverage for war or terrorism. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies offer coverage for cancer and cardiac care.
The Elite Plan covers pre-existing condition. This insurance covers specialist care, doctor visits, blood tests and urgent care. This insurance also covers prescription medications.