Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. Optional wellness programs are available to cover routine blood work and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
Fill out the online application to get Figo's pet insurance. This will require you to give your pet's name, breed and zip code. Optionally, you can pay an upfront deductible to reduce your premium. With a vet’s form, the deductible can be waived. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. The insurer will then process your claim, and most claims are settled in less than three business days.
Figo can be purchased in all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. For every year that your pet is insured, the deductible will be reduced by $50. Figo provides a 5% discount if you have multiple pets. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It is ideal for pets that are roaming around. Figo will reimburse you for boarding costs and damages to third parties if your pet gets stolen.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also cover veterinarian exams, and non-routine dental care. You can also purchase an extra care package that includes property damage to third parties up to $10,000 for some plans.
Figo also provides coverage for hereditary condition. Hereditary conditions can be described by the insurer as conditions passed down through a pet's genes. You'll need contact customer service to confirm whether your pet is covered. Figo has no upper age limit. However most insurance companies have limitations for new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud application is very popular. You can communicate with a live vet and choose from a variety of reimbursement rates. It also provides urgent care advice. You can also use the app to file a claim electronically.