AIG Travel calls the product Travel Guard. The company is a part of the American International Group, Inc. (AIG). It offers various types of travel plans and different levels coverage. Here, you can find out more about these plans and their pricing. Here you can also find information about the addons available to the plans.
AIG Travel Guard offers plans
AIG Travel Guard offers a variety of options when it comes to travel insurance plans. Its Essential Plan offers the best coverage, but is most affordable. It will cover 100% of the trip's cost if it is cancelled, delayed or canceled because of an event covered. The plan also provides medical coverage.
AIG's most comprehensive insurance plan, the Deluxe, offers coverage for up $150,000 in case of trip cancellations and interruptions. It also offers $1,000,000 in emergency medical evacuation. It covers delayed baggage costs and reimburses up to $200 per person for each day.
Prices
AIG Travel Guard is a comprehensive insurance policy that covers travelers for baggage delay, trip cancellation, emergency medical assistance, and trip cancellation. This policy is affordable and offers many coverage options. For the Preferred plan, travelers will usually pay $229 per annum. Other features include concierge, trip interruption, medical coverage, and insurance.
AIG Travel Guard offers three main plans: Preferred, Essential, and Deluxe. Each plan provides different coverage options and medical evaluations. These policies have superior coverage limits and will provide primary medical coverage. Pre-existing conditions are also covered if you purchase the plan within 15 business days. These policies can also be used for international travel.
Add-ons
Travel Guard offers a variety of add-ons. These can include a pet bundle, a destination wedding package, and an adventure travel package. For example, the Pet Bundle provides coverage for boarding and vet costs for your pet while you are traveling. You also get trip interruption and cancellation coverage with the Wedding package. The Adventure addon takes out the worry of exclusions, and focuses on increasing overall coverage.
AIG Travel Guard offers several add-ons to your policy. They vary in cost and availability, depending on the plan you choose. Preferred and Deluxe plans include some of these add-ons. Additional add-ons are possible. Most popular add-ons for rental car damages and emergency assistance are:
Level of coverage
It's important that you know what is covered when you purchase travel insurance. If you are hospitalized in another country, some policies will cover your medical expenses. Others cover pre-trip cancellations and baggage delays, as well as emergency medical evacuation. There are many differences between travel insurance companies in terms of how much coverage they offer and the specificity of their policies.
Travel Guard's Basic Plan includes cancellation, interruption and basic post-departure insurance. The coverage is adequate but not complete. In particular, the medical coverage is limited to $15,000. Additionally, it doesn't include optional CFAR coverage. Upgrade to the premium plan, if you have concerns about your coverage.